Your Business Defenders
Secure your Hill Country Business
Our financial specialists and personal business bankers at Texas Hill Country Bank are experienced in protecting your business—developing strategies to prevent fraud, as well as consistently monitoring your business accounts.
We help you and your business accelerate detection of fraud patterns, reduce losses by detecting possible fraud early, minimize operational costs and keep you up-to-date on malicious activity. This allows you to focus on what’s important—taking your Hill Country business to the next level.
AUTOMATED CLEARINGHOUSE (ACH) FILTER
Texas Hill Country Bank ACH Filter solution monitors and protects your account from unauthorized ACH withdrawals.
How the ACH process works:
- You provide a list of authorized entities in advance
- We compare your authorized list to all withdrawals attempting to post to your account
- We notify you of any unauthorized withdrawal attempts
- We immediately return any item that is unauthorized
- You pay no fees for ACH Filter
IMAGE POSITIVE PAY WITH PAYEE VERIFICATION
Positive Pay allows your business to combat check fraud by verifying which checks are authorized by you for payment.
How Positive Pay works:
- We monitor and detect fraudulent checks attempting to clear your account
- You provide a list of issued checks in advance through our online banking portal
- We compare your authorized list to all items attempting to clear
- We send you images of exceptions through your online banking portal
- You respond online with pay or return instructions
- Your information is encrypted and secure
- You pay no fees for Image Positive Pay
Protect your business account from unauthorized ACH debits with Debit Block.
- All withdrawals can be blocked for deposit-only accounts, reducing the potential for fraud
- Debit Block is free of charge
Stormy Boyd, Vice President of Treasury Management Sales, with Relationship Banker Supervisor, Carson Paulos.
Cash Management Solutions
Optimize Your Working Capital & Collect Receivables Efficiently
We’re here for you with fast-track implementations and online service tools to improve cash flow management, reduce costs, increase control and maximize the productivity of your staff.